|Method||Deposit Cut-off Time||Receiving Time|
|FPS||Before 11:30am (Trading days)||After 1pm|
|11:30am – 4pm (Trading days)*||Before US market opens|
|Bank Transfer/ Cheque||Before 4pm (Trading days)^||Before US market opens|
* If the deposit is made after 4pm, the receiving time will be on the next Hong Kong trading day after 1pm.
^ Deposits made before 4pm will be reflected in your statement on the same trading day.
|Withdrawal Cut-off Time||Receiving Time|
|Before 11:00am (Trading days)#||6pm|
#Any withdrawal instruction received after the cut-off time is considered to be effective on the next business day.
#The cut-off time of withdrawal is 11am on every business day, and is subjected to UOB Kay Hian's receipt time.